Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
02/25/2020 06:34:10

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Long BowKung FuGauntletChambre D AudreyMahjongg Artifact 2

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Credit Card History

The credit card is the result of many merchant credit systems. It was used for the first time in the 1920s. The first credit cards were used in the United States to sell fuel to the automobile owners. Their number was increasing dramatically and, in 1938, several firms started to use each other’s cards.

Edward Bellamy invented the first credit card in 1887. He was the first to use the term “credit card”. Ralph Schneider and Frank X. McNamara invented the concept of using cards to pay merchants in 1950. The Diners Club produces the first general purpose card, shortly followed by American Express and Carte Blanche. Western Union had begun a similar activity in 1914.

In 1958 the Bank of America provided the BankAmericard: the product that evolved into the actual Visa system. Mastercard appears in 1966 when some banks established MasterCharge.

Those who were traveling all over the country needed an effective way to make the necessary transactions. They needed to be able to take their credit anywhere and use banking facilities. Barclaycard, in 1966, in the UK, launched the credit card for the first time outside of the United States.

The card reaches huge adoption level in the United States, Canada and UK, but many cultures were cash-oriented in the last part of the 20th century. There are still many countries where the credit card system is poor, depending on the individual banking infrastructure.

The credit cards were not always made of plastic. They also consisted of metal, paper, celluloid, and fiber. In 1946 John Biggins invented the program that connected the local merchants to bank customers. The banks billed the customer, coming from the merchants that deposited sales figures into the bank.

France was very fast to develop chip-based credit cards and now this is the major anti-fraud credit feature. Now the design of the credit cards is important too. The customers are tempted to use the prettiest cards; they prefer best designed logos too. The personalized cards were used by Bank of Hawaii in 1969. They are delivered usually online by many specialized software firms.

Now, millions of families use the general-purpose credit cards, from many issuers, with the best conditions. This simple way to offer credit to customers is becoming more and more popular. Tips paid by credit cards are always welcome. We must remember that finance charges may be different depending on the method used by the creditors. All terms and conditions on the credit card use must be deeply understood. The bills must be promptly paid to keep the credit rating high and avoid important charges. Late payment charges must be avoided too. It is wise to keep a list of all credit card numbers. In case of theft or loss, this is the easier way to report the accident to the credit cards issuer.

About the Author: This article is written by Devin Gilliland publisher for credit-wisdom and

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2020 WhmSoft - All Rights Reserved.