Vectors and 3D Models
Local Search - Self Help
Weather Information
Get the App for Smartphones and Tablets

Go Back


WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch


Page Generation Date and Time:
08/20/2017 04:19:49

 
Free the Animation VR / AR
Play to reveal 3D images and 3D models!
   
 
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!



 
 
Alexa Data
 

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:



With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News - http://www.whmsoft.net/services/wap/news.php
The Daily Files - http://www.whmsoft.net/services/wap/get.php
All the Directory Files - http://www.whmsoft.net/services/wap/choose.php

Web version of feeds:
Podcast Music - http://www.whmsoft.net/services/web/wpodcast.php
Daily Files - http://www.whmsoft.net/services/web/wget.php

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game


You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Pencak SilatHyper TrakAniki Ping PongMemoria AnimalAstra Squad

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows


Article Keyword Videos to Watch
Self Help
Click on the image to start the video.



Related Topics
Images - Links - Articles

Atlanta


Related Images



Article Category Videos to Watch
Self Help
Go to the Videos Pages


Those Credit Card Offers Keep Coming

Do you ever wonder why credit card offers keep on coming in the mail? Is it because they think you are a good risk; trying to do you a favor? NO! They want to make money and money they make every time we use those credit cards. How else could they afford all that postage, printing and TV ads?

ABC’s Good Morning America Show revealed that the average American has in excess of ,000 outstanding credit card debt every month. At 13% interest (or more) that is approximately over 00 in interest that the credit card companies are making on us.

It is time for us to take control of this situation. Interest rates are rising; new laws have been passed so the credit card companies will raise the minimum payments we need to make. Below are 8 steps to take control of the situation.

1. Commit yourself to not using Credit Card with the exception of an Emergency. It is surprising how many of us feel helpless without a credit card in our wallet or purse. We are not asking you to cut up your credit card because you never know when an emergency will occur and you may need to use it.
2. Call Your current credit card company and negotiate a better interest rate to get an idea on what the market rate of interest is for credit cards today. Get the interest rate as low as you can tell them you are going to change credit cards and most of the time they will reduce your interest rate.
3. Pay it off. Take a good look at your credit card statement and determine how much you can pay each month on the principal to start eliminating your balance. Let’s just say you are the average American and have a .000 balance. Depending on your credit card company your minimum monthly payment can be between 0 to 0.
4. Commit to pay a minimum of 0.00 a month plus the interest. Do not make any additional charges on your card and it will take you approximately 25 months to achieve a zero balance.
5. You and your significant other (if applicable) need to talk, understand and commit to resolving your credit card problem.
6. You need to get your personal finances under control and the only way of doing that is with deep desire and dedication to prepare and do a family budget.
7. Re mortgaging, home equity loans should not be an option, until you and your significant other have successfully developed and maintain a budget. Then only then should you look at that option. Otherwise you will fall into the trap of re-financing your home to pay off the credit card debt. Then you will feel debt free (ha-ha) and charge again on the credit cards. Thus all you have down is added more debt, felt good for a few months.
8. Take small steps and take the right steps to beat the credit card companies

You need to know where you are spending money, you need to establish and work a budget before you really can beat those credit card companies and more importantly with a workable personal budget system it will save you stress, time and energy.


About the Author: Thomas Martucci started developing the BUDGETkeeper SYSTEM in 1999. As a business owner for 20+ yrs, he understood the need for a budget in business. At home however, it was never a necessity until a financial firestorm hit and made home budgeting a task that had to be done, like it or not. Thomas labored for several years to perfect a home budgeting system that worked for anyone. Visit our website at http://www.budgetkeepersystem.com for more information about the BUDGETkeeper SYSTEM.




Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2017 WhmSoft - All Rights Reserved.