Vectors and 3D Models
Local Search - Legal Issues
Weather Information
Get the App for Smartphones and Tablets

Go Back


WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch


Page Generation Date and Time:
03/23/2017 01:25:30

 
Free the Animation VR
Play to reveal 3D images and 3D models!
VR Icon  
 
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!



 
 
Alexa Data
 

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:



With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News - http://www.whmsoft.net/services/wap/news.php
The Daily Files - http://www.whmsoft.net/services/wap/get.php
All the Directory Files - http://www.whmsoft.net/services/wap/choose.php

Web version of feeds:
Podcast Music - http://www.whmsoft.net/services/web/wpodcast.php
Daily Files - http://www.whmsoft.net/services/web/wget.php

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game


You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Exploding Stick WaySuper MarioCauchemars épisode 4Chambre D AudreyVinnie Shooting Yard 2

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows


Article Keyword Videos to Watch
Legal Issues
Click on the image to start the video.



Related Topics
Images - Links - Articles

Houston


Related Images



Article Category Videos to Watch
Legal Issues
Go to the Videos Pages


FraudChronicles.com 4: Where Can You Hide in the Middle of a Field?

When an insurance claim contains red flag indicators of potential fraud and an assertion by the person of total disability, it makes sense to discreetly document the claimant’s activities on film to verify or discredit the claim. This is known as surveillance. If the person isn’t really disabled, chances are the investigator will be able to catch and film them doing something that a truly disabled person would not be able to do.

FraudChronicles.com (http://www.fraudchronicles.com) sponsored by independent investigators David Morse & Associates, gives information and resources on how to fight insurance fraud. The site also features stories of successful investigations that have resulted in the bust of a fraud perpetrator. And when a fraud perpetrator is busted, that helps to bring insurance premiums down.

This is a case from the David Morse & Associates investigations archives, Part 4 of the Fraud Chronicles, and involves a case where the investigator had to be inventive to get the film without tipping off the “disabled” person doing heavy farm work.

Where Can You Hide in the Middle of a Field?
Andy Schwarz, Investigations Manager Los Angeles, DMA Investigations

“A first rule of surveillance in rural areas is: When in Rome do as the Romans do. Or perhaps better stated: Look like what a Roman would expect a stranger to look like. For the last several years in many situations that has meant: look like you are interested in buying real estate.

“Our assignment involved a claimant alleging total disability, and he was located near a small (population 400) farming community in the middle of Missouri. I arrived just prior to Labor Day weekend and quickly realized this was not going to be a walk in the park.

“First, the Mapquest to the claimant’s only known address led to the fifth row of a cornfield.

“Second, Labor Day was approaching rapidly and every store and public facility in town was closing. We knocked on the door of the tiny City Hall, the only known repository of records, but got no answer. It looked like it was shut down tight already. Main Street was deserted. But the experienced investigator knows where he can get information even when faced with such daunting absences – the nearest bar.

“Finding the bar was easy, but soon I was striking out once again. Asked about land I “heard” our claimant had for sale, the bartender knew nothing. The few patrons in the place knew nothing. I stepped back into the dusty street with an uneasy feeling and not one good idea of where to go next.

“But I was rewarded for not staying in the bar to enjoy several cold ones and feel sorry for myself. A woman approached and asked if I had knocked on her door. Turns out she was City Hall staff, by herself in the office and on the phone, thus unable to answer the door. One thing led to another and pretty soon I was studying a map showing the location of every house in town.

“I soon arrived at the residence I found on the map, and confirmed it was the home of our claimant. But the test of investigator will was not over. There was no activity. I waited and still nothing, totally quiet.

“Some digging was in order and once again I resorted to an establishment purveying liquid refreshment. This time, closer to the residence, I came up with what I needed. The claimant was possibly building a house in a nearby town, and was known to be in Southern Missouri attending a wedding. Best of all he was expected to be home later that night.

“The next day I followed the claimant from his house out to a farm ten miles outside of town. That was easy, but it turned out this assignment, as a test of investigator will, was the proverbial Bar Exam or SAT. There was no place to park outside of obvious view. Farmhouse, fields and the road – that was all there was. No trees, no stone outcrops, not another parked car within five miles. No hills with vantage points from which to view the farm.

“Your tireless investigator proceeded to the last resort – staging a vehicle breakdown off the side of the highway just beyond the claimant’s farm (and disconnecting the battery in case the claimant proved to be a helpful type, which he did not). The claimant ignored the vehicle with its hood up and just continued with his farm work. I was thankful for this attitude as I sat in the back with video rolling.

“As any professor of agriculture (or five year old child) will tell you, farm work is not an appropriate use of time for the totally disabled. Just looking at the video of our claimant cruising by on a tractor, bouncing around over rough ground, and manhandling bales of hay makes me want to lie down and take a nap.

“Our video was the end of that claim. And in my estimation, a pass with flying colors on this particular test of investigator will.

Another victory for truth, justice and lower insurance premiums.


About the Author: Tom Reitze is President of David Morse & Associates (http://www.davidmorse.com), sponsor of FraudChronicles.com (http://www.fraudchronicles.com). You can subscribe to “Busted,” an email newsletter containing the Fraud Chronicles articles, at http://www.fraudchronicles.com/newsletter.html David Morse & Associates is an independent investigations and claims adjusting company with 45 branches in 15 states.




Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2017 WhmSoft - All Rights Reserved.