Vectors and 3D Models
Local Search - Home Repair
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
07/01/2022 19:07:17

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter / vlrMemos
Project of very low consumption, radiation and bitrate softphones / Multifunction Audio Filter with Remote Control / App to measure the quality of the voice!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
00402 The Great Escape00361 Matrix Challenge1743 Trick HoopsCrazy BattleSnowy Treasure Hunter

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Home Repair
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Home Repair
Go to the Videos Pages

Home Improvement

Home Improvement

Many homeowners pursue home improvement projects, for different reasons. Replacing fixtures or appliances, updating the home with new decor, or investing money, upgrade or refurbish a home to sell. Certain upgrades or improvements will yield a higher return, while other improvements, may not be desirable, for a buyer. Average return of ninety percent or greater, when investing money, remodeling a kitchen, and adding a bathroom. Less then ninety percent return, when adding a room, remodeling a bathroom, and replacing windows. Adding a swimming pool may not be desirable to perspective buyers, considering, additional maintenance cost. Building a deck or enclosed garage, can add to the value of the home.

A budget should be considered, for home improvement projects. The budget should include some money, set aside, for unexpected, and over budget expenses. If the homeowner, is unable to pay for home improvements, than financial arrangements, maybe considered. Option Number one: Refinancing current mortgage, borrowing money for home improvement or secure a lower interest rate. Assuming, current mortgage has few years to pay off, and the interest rate is at least, two percent below, current mortgage. Option Number two: Take a second mortgage. However, interest rate will be slightly more, than the first mortgage, amount borrowed is a small amount, and will be paid back in less time, than first mortgage. Home equity loan maybe suitable, if the home is debt free of any mortgage. The homeowner can borrow, usually up to 80 percent of the value of the home. Must have a good credit rating, for home equity loan. Option Number three: Using credit card, which provides maximum amount, for unsecured line of credit. However, unsecured credit yields, highest interest rate, and should be paid off sooner than later. The interest rate payment is not deductible. Option Number four: Homeowner has a brokerage account is eligible, for a margin account. The margin account, allows the account holder to borrow money, usually up to fifty percent, value of the brokerage account of securities. However, if brokerage account falls below a certain amount, then client can get a margin call. The client would either pay back loan immediately or sell all securities, in account. Other financial resources include, Government Grants, and securing a loan, from a union bank, only for union members.

Home improvement projects, can sometimes include hiring an architect, Interior designer or contractor for a specific project. Always confirm, choose to hire, has a license from the state or county, and insured for liabilities. Confirm all references, and check with department of building codes for any violations. Always, obtain a written estimate of the costs. Remember, work has to be done, within a reasonable amount of time. Recommend getting referrals, for a contractor, architect or designer.

Home Owners may need landscaping, for a home improvement project. Possibly, adding flowers, shrubs, mowing the lawn, or cutting the edge. A landscaper maybe hired, for more extensive work, including cutting down trees, replacing or moving trees, adding a stone garden or any additions.

Home improvements, can be utilize by saving energy. Installing insulated windows, prevent heat from escaping, and cold from entering the home. Also, insulation in the attic, walls, and floors. Purchasing energy saving hot water heaters, appliances, toilets, that use less water, and installing solar panels, produce electricity, can save money throughout the year. The Federal Government has grants, offering energy efficient homes.

Upgrading the home for safety, for home improvements, very important for health of those living in the residence. Fire Detectors should be installed, outside of each bedroom, and in areas of the home. Checking them twice a year, make sure the batteries are working. Some fire detectors are hooked into the security home system. Also, installing carbon monoxide detectors is an odorless, and tasteless gas. Especially in homes, using gas ranges, and detecting any gas from automobiles parked, from an attached garage.

Other, types of home improvements Including: Purchasing decorative pictures, adding area rugs, posters, new shelves, pillows, and new furniture. Sometimes, simple home improvements have the most dramatic eye catching achievement.


Click here to buy movie posters! (Posters for any occasion or Any room Free shipping orders over .99)
"" target="_top">

About the Author: Freelance Writer

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2022 WhmSoft - All Rights Reserved.