Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
01/18/2020 03:43:39

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
01249 Classroom Pitfall01723 Spookiz0932 Yeti Sports 2Crazy BattleAstra Squad

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Long Term Care Insurance

Long-term care insurance can provide coverage and protection in the event that you or a loved one should need long term care and assistance with daily living activities. These activities would include help with bathing, eating, dressing, etc. While long term care is usually associated with someone who is elderly, it is important to note that anyone of any age may require long term care in the event they suffer an accident or illness that deprives them of the ability to carry out these tasks independently.

While in the past family members, particularly women in the family, have carried out the duties associated with such care for elderly family members and those who cannot care for themselves, our society has changed in such a way that this arrangement may not be possible, especially with most women now working outside the home. In addition, it is important to understand that the need to care for a family member on a full-time basis can quickly place a tremendous amount of stress on the care-giver and the rest of the family as well.

Long term care insurance pays benefits when it has been determined by a physician that a person can no longer provide their own basic needs. This could be due to age or age related illnesses or it could be due to an accident. Such a policy will typically provide coverage for all levels of care in nursing homes that are licensed by the state. The policy may also provide coverage for home health care as well as an assisted living home.

There may be a waiting period during which time there will not be any benefits paid. Once the waiting period has been satisfied a maximum dollar amount will be paid for each day care is provided. If the per day cost of the facility exceeds the maximum dollar amount provided under the policy, you will need to pay the difference out of pocket.

Depending on the type of coverage policy you select it may also be possible to take advantage of what is known as an inflation adjustment feature. This will increase your per day benefit to allow for higher costs that occur as a direct result of inflation.

The age of the persons covered under the policy and the level of benefits you purchase will determine the amount of your premium. If you opt for the inflation adjustment feature and wish for more services to be covered under the policy, the premium will typically cost more. In addition, if you are older when you take out the policy, you can also expect to pay higher premiums because there is a higher degree of risk that you will need to use it. Once the policy is purchased; however, you can usually rest assured that premiums will remain fairly level as long as the policy remains in effect.

Be aware that some preexisting conditions can be excluded from long term care insurance policies. This type of condition may also be subject to a waiting period; typically for six months or more. Always be sure to ask before taking out the policy.

About the Author: Joe Kenny writes for, a UK personal loans comparison site, visit us today for information on all loan topics including secured loans and links to leading UK providers.

Our Site:

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2020 WhmSoft - All Rights Reserved.