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We're all going compensation crazy

Ok, here’s the truth, very few of us are actually going compensation crazy. Many of us are demanding to be compensated when we’ve been injured through no fault of our own.

Incidentally, sometimes, the injured person actually may have been partially to blame for the personal injury. A kind of ‘author of his own misfortune’ scenario. Lawyers call this contributory negligence, or just ‘contrib’. (It always pays to shorten as many words as pos). The courts (well ok, the judge) will apportion a % blame and reduce the personal injury compensation accordingly.

As a generalisation, many cases are settled on a 100% basis with some fairly clever horse-trading between your solicitor and the insurance company. So, how does your solicitor know the value of your claim? By the way, lawyers call the value of your claim, ‘the quantum’, (quaint isn’t it?). Well, the same way that an estate agent knows the value of your house, or claims to anyway!

If your neighbour’s house sold for X a few months ago, then your house would sell for around the same price. The same is true for personal injury. If a Claimant broke their patella (that’s the knee cap to you and me), then it’s a simple matter of looking up the quantum (remember what this means?) they received from the court.

Incredibly, these details are all collated and made available to personal injury lawyers. So, if you’ve had an accident, then you can bet your bottom dollar, that someone else has suffered the same injury.

Every personal injury lawyer will always do their best to settle a claim without having to go to trial. Remember, if you go to trial, you could just lose ...... and it does happen ...... there is no such thing as a sure fire case. Personal injury lawyers know this, insurers know this, I know this and now you know this. Frankly, going to trial is something you just really don’t need.

If you’ve suffered an accident and want to claim personal injury compensation, click

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