Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
01/21/2020 08:04:03

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
AnitaViking PuzzlePepsi PinballKore PuttArctic Quest

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Credit Cards For Students Ė The Pros And Cons

If you are a student or about to become one, then you might be realising that the debt you will incur and the limited opportunity to work whilst studying means you will need to take out a credit card. This can be a recipe for disaster, but if you are careful with the card and pick the right package you can ease your financial troubles through university without getting into massive credit card debt.

The features and benefits

One of the best reasons to get a credit card is that you can spread the cost of your fees and payments over a period of time, leaving you with money to spare. The other advantages of student cards are that they are fairly easy to obtain. If you use your card wisely then you will build up a credit history that will help you to secure loans and mortgages more easily in later life. Student cards usually have very low rates to begin with and also offer discounts on the things students buy most, like books, CDís and clothes.

Why do banks offer these cards?

Banks offer these cards even though they know you have no regular income or means of paying the card back straight away because they are looking to the future. On average, graduates will earn £400,000 more in their life than the average person. Banks and other financial institutions want to get your loyalty so that when you earn money you will remember that they gave you credit, and you will continue to use them for other financial products.

Are there disadvantages?

Of course, there are disadvantages as well. If you do not pay your balance, then you will be charged high levels of interest and quickly create debt for yourself. These rates are often higher than normal cards, and can outweigh the discounts and benefits you get. There is also the danger that you will just spend too much money, and put yourself into debt that will harm your credit rating rather than improve it. You donít want credit card debt as well as student loan debt when you leave university.

What are the alternatives?

If you donít feel that a student card is right for you, then there are some alternatives. If you work part time then you might qualify for a regular card. Although they donít have some of the student benefits, you might get a lower interest rate and a better credit limit than with a student card. Of course, another alternative is to simply budget better and not spend as much money. However, most students find that they can only budget so much and that a card is needed to help them during the difficult financial times when they cannot work, like during exams. If you use your card sensibly then you can save yourself money and not have to worry about running out of money when you have to buy books or pay fees. It will also help to build a good credit history that will help you secure finance in the future when you really need it.

About the Author: Peter Kenny is a writer for creditcards-gb
For additional articles and an extensive resource for everything about credit cards, please visit us at Credit Cards and Credit Cards

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2020 WhmSoft - All Rights Reserved.