Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
06/24/2018 01:24:17

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
01454 L Appart Design00329 Conquesia1518 Boule De NeigeSniperSnowy Treasure Hunter

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Credit Card Rights - What Rights Do You Have?

So you've thought about getting a credit card, but all you've heard about from parents, friends, co-workers, and the like is that they are just trouble. Horror stories of over limit charges, finance charges, late fees, mysterious charges, telemarketers, and missing bills dance through your head like sugar plumb fairies in children on Christmas Eve. Itís important to know, going into your first, or even your fifth credit card experience, that as a credit card holder, you have certain rights that go along with your responsibilities.

Hereís a rundown of some your credit card rights:

Prompt Credit for Payment:

Your creditor is required to post payment received within twenty four hours of receiving it. In order to insure that this system goes smoothly from your end, make sure that you make yourself familiar with the payment procedures for your card.

Refunds of Credit Balances:

If you overpay your credit card bill, that is the total amount, not a specific monthly bill, you have a right to receive a credit on your account. You can also request that the credit card issuer send you a refund of the over-paid balance. This only applies if you have completely paid off the total amount, and have issued additional payment. It does not apply to an overpayment of a monthly minimum. If you overpay your balance, your creditor will automatically credit your account the additional funds, which you will not be required to re-pay, as it is your money. However, if you submit written request for a refund of the balance, they must issue you a refund within seven days of receipt of your request.

Resolution of Errors:

If you feel as though there is an error on your billing statement, you must submit a written complaint within sixty days of the error's occurrence. An investigation must follow within two billing cycles, and no later than ninety days of receiving the complaint. This is federal law, and for more information you can contact the Federal Trade Commission.

Removal of Unauthorized Charges:

If your card is lost or stolen, report it immediately. Following a lost or stolen report, the cardholder is not liable for any charges. If you find fraudulent charges on your account, you can be held accountable for up to fifty dollars per card. However, fifty dollars is the most you will owe for unauthorized charges, even if the thief uses your card to access an ATM machine. The best way to avoid any payments on your behalf for stolen goods is to report a missing or stolen card as soon as you discover it missing. This way, the company will cancel the card and you will not be held responsible for any charges.

It is best, going into any new experience, to understand your rights and responsibilities. Request a written copy of these rights from your credit card company, and feel free to call them with any questions or concerns. Make sure that you arm yourself with information, and you will never be caught unawares.

About the Author: Joseph Kenny writes for the Personal Loans Store and offer more information on secured loans and other loan topics available on site.

Visit Today:

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2018 WhmSoft - All Rights Reserved.