Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
12/12/2019 04:22:59

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
LilasAbductionFlash PinballEloikCrystalix

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles

Los Angeles

Related Images

Article Category Videos to Watch
Go to the Videos Pages

Borrowing – Your Options Explained

When you approach a lender to ask for a loan, you can expect a certain formula. Mortgages are a particular type of loan – they usually involve larger amounts, are spread over a longer period, and are secured on your house. As is clear from looking at any of the financial pages at the weekend, there are thousands of different mortgages out there. However, you can use these general rules to get an idea of what to expect when you apply for one.

How much can I borrow?

Providing you have a regular salary and have been employed for a certain period of time – usually six months to a year – a lender is likely to offer from three and a half times your annual salary. This will be dependent on your providing a cash deposit – usually 5 or 10 percent of the total amount needed to buy your house. Certain professions, such as doctors, are sometimes offered more than this – up to five times their salary, but this depends on other factors too.

How much will my repayments be?

Again, this depends on many different factors. The interest rate will affect the amount you pay every month, as will the size of the deposit you can provide and how much you are borrowing. Some mortgages offer special rates for the first few years. In the current economic climate and as a very general rule, you can expect to pay between 0.5% and 0.75% of the total cost of your house every month. This means for a mortgage of £100,000 your repayments might be around £500 to £750 every month.

Can I change my mind?

While many mortgages have a ‘tie-in’ period, meaning that you are bound to keep your mortgage for a certain period, you will normally be able to change lenders or pay off your mortgage if you choose to. However, you may find you have to pay penalties. Generally speaking, it’s best to make sure you will be happy sticking with your mortgage for at least the next couple of years before you sign up.

When approaching a lender, be prepared to give them information about your finances and employment. They will usually want to see proof – for example, bank statements and wage slips to verify your income. They will also probably want to know about what financial commitments you already have, such as outstanding loans.

About the Author: Joseph Kenny writes for the Loans Store and offer more information on personal loans and other loan topics available on site.

Visit today:

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.