Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
12/16/2019 02:46:15

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Bushido FightersRacingtrackEaster Egg HopLe Petit ChatonSnowy The Bears Adventures

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

2 Gigantic Homeowner Tax Breaks

It is that time of the year again, when we scram for last minute completing and filing tax return. You will be happy to know that Internal Revenue Service (IRS) allows you to deduct the interest and discount points.


Interest on mortgage can be deducted on your tax return. To claim interest on mortgage, you must meet the following requirements. First, your home must be your first or second home. Second, the purchase price must not exceed ,000,000, and the home loans equity must not exceed 0,000. Third, there have a deed of trust that is recorded among land records against your house.

Discount Points

Many homeowner elects for discount points to lower mortgage payment. It works by paying a certain amount at closing to lower mortgage payment. Each point equals one percent. For example, Jim wants to bring down the interest rate from 7.5 % to 5.5 %. Jim elects for 2 discount points.

There are three situations to claim discount points. First, first time homebuyers may claim the full amount of discount points on the year paid. Second, the homeowners may claim the full amount of discount points, when the homeowners refinance towards the improvement of the home. Third, the homeowners claim the discount points over the life of the mortgage without the home improvement. If there is unused discount points towards refinance, the homeowners may claim the unused discount points on the year of refinance.

Internal Revenue Services (IRS) change rules and taxes regulations every year. You may want to verify with your tax advisor, mortgage advisor, and IRS for latest updates.

About the Author: Dennis Estrada is a webmaster of mortgage calculators which provide resources, and calculators for mortgage and real estate.

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.