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Bonds surety play an important role in today’s competitive and unstable economical climate. By taking a wider range of forms, they serve for a multitude of purposes but basically they guarantee for the respecting of payments and fulfilling of certain terms stipulated in legal agreements.

Bonds surety are legal documents, commonly undertaken and managed by insurance agents. They guarantee that an obligation will be properly fulfilled; otherwise, a certain penalty will have to be paid. These bonds surety are powerful financial tools undertaken through documents and forms that are very distinct from those in the insurance sector.

There are two major categories of bonds surety. The first are the contract bonds, which provide financial security and construction assurance on construction projects. They vouch to the obligee that the principal will do his job and pay if necessary subcontractors, workers and material suppliers. Included in this category are the next types of bonds: performance, bid, payment, maintenance and subdivision.

Performance bonds warranty the completion of the project according to the building plans and other specifications. They usually protect the interest of the owner against any fraud or misrepresentation. Bid bonds represent a written statement that guarantee to the obligee that principal will offer his bid, as awarded in the contract. Payment bonds assume that the obligee will give a written statement to the principal that he will pay the contract amount mentioned in the bond without fail. This type of bond protects the principal against risk and it also ensures that the subcontractor and the suppliers do their job according to the contract rules.

Some bonds surety are closed for guaranteeing payments and other financial transactions, others oblige the parts who sign the contract to perform a series of tasks or fulfill certaint duties. The other type of bonds surety are commercial bonds. These guarantee performance by the principal of the obligation and they include: license and permit bonds, judicial and probate bonds, public official bonds and federal bonds.

As it was mentioned, surety bonds are created to protect the obligee against breach of the contract by the principal. They usually involve three parties, meaning the principal, the obligee and the surety. The surety gives guarantee to the obligee that the principal will perform his obligation.

One special person, who has successfully put together numerous surety programs for contractors is Mike Kenny. A veteran of the surety and construction risk management business, Mike Kenny created Shamrock Surety Services and had the courage to express his ideas and fulfill his dreams.

A man with a varied expertise in the field, Mike Kenny managed to provide numerous customers with the best possible outcome for surety goals. He is a licensed insurance broker in the state of California and he earned a Bachelor of Science Degrees in Business Administration with Emphasis in Finance from San Diego State University in 1989.

Mike Kenny is one of the most successful people in his field. He understood the importance of surety bonds and made sure that everybody else understood it too. His company, Shamrock Surety Service, has a team of licensed, well-trained professionals who are set up to enable contractors and businessmen in general to use the web to streamline the delivery of surety bonds.

His experience in the financial analysis, underwritind, information technology and marketing fields Mike Kenny a priceless leader in the market. He started his career working for two of the nation’s largest and most respected surety companies in the industry. He continued to climb the ladder of success by working at the Bay Area Offices of Allied North America and Thoits Insurance where he served as Vice President of Construction. Without a doubt, Mike Kenny is the best of the best.

About the Author: The surety related website created by Mike Kenny comes only to add up to the wonderful things people have to say about this man. The services offered including bonds surety are impeccable. Visit his website and discover the unparalled surety consultation.