Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
08/12/2020 11:20:25

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter / vlrMemos
Project of very low consumption, radiation and bitrate softphones / Multifunction Audio Filter with Remote Control / App to measure the quality of the voice!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
01405 L Omelette00526 Mahjong0276 Flash Golf 2001Big Birth GameFarm Frenzy

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles

Las Vegas

Related Images

Article Category Videos to Watch
Go to the Videos Pages

Understanding Credit Cards

Quite simply a credit card gives you a loan of money to finance purchases. Everybody has a limit as to how much they can spend, and this is known as your credit limit. At the end of each month you have a decision as to how much you would like to pay off. You must at least pay your minimum repayment, at most clear your credit entirely, or you could choose to pay off something in between.

Don’t confuse Credit Card with:

1. Debit Cards – Debit cards are linked to your bank account, and automatically remove cash from your bank account to finance purchases. Please note that with a debit card you are not being given a loan of money.

2. Check Guarantee Card – This is merely to provide safety to a retailer or person who is accepting a check. This means that their bank will pay up to the amount on the check guarantee card should the person completing a payment fail to honor it.

3. Charge Card – The fundamental difference between a credit card and a charge back card is that, with a charge back card, you have to pay back the full amount at the end of each month.

Why would I need a credit card?

1. Less Risk – with a credit card you eliminate the need to carry around large amounts of cash, and that means you stand less risk of losing money or having money stolen.

2. Internet Shopping – If you would like to shop safely online then getting a credit card is almost certainly your best choice. With a credit card you will be able to shop at your favorite online stores, and will also have certain guarantees from your card provider should your goods or services not live up to what you were expecting.

3. Going Abroad? – With a credit card you will be able to have currency converted without the need to go to a money agent. The other inherent advantage is less risk in terms of theft abroad.

4. Spread Costs – With a credit card you can spread the cost of something over a period of months. Let’s say you wish to make a purchase that you will be able to pay-off in two months. With a credit card you can have the goods or services immediately.

5. Emergencies – Imagine the situation. You come across a one-off exceptional cost like repairing your car, but you simply cannot afford it. With a credit card you will be able to pay this off immediately, and will not miss work as a result of your car being dysfunctional.

Borrowing money has negative connotations as well as practical advantages. Ensuring that you understand the advantages and disadvantages of borrowing will ensure that you stay out of trouble, whilst still being in control. Please remember that credit cards don’t make you any richer than you were to start with! Credit Cards only provide a format to finance purchases that you can afford, but don’t have the cash upfront. That is why, before you spend any money with a credit card, stop and think if you will have the finance to pay for it in future, and also consider the likely costs of borrowing this money.

About the Author: This article is written by Devin Gilliland publisher for credit-wisdom and

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2020 WhmSoft - All Rights Reserved.