Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
01/21/2020 20:54:21

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
LilasHalloween PuzzleHotrod PinballFleabag Vs MuttSling Jumper 2

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Why will the banks settle for pennies on the dollar?

I assume the reason why youíre reading this is that you may feel your financial situation is declining rapidly. If Iím wrong and youíre doing great financially, making good money, paying off the bills every month and have money left over to do whatever you want, then this article is not for you. But, if you are feeling sick and I mean sick and tired of your financial situation then read on.

When I said declining rapidly, I mean itís as if you feel youíre being eaten alive by that invisible monster. The one that has sharp teeth and eyes that glow in the dark of the night keeping you awake; it makes your heart pound while you lay in bed worrying about how you are going to pay all your bills by the end of the month. Hopelessly praying that by next month it will somehow get better.

This same monster makes your heart jump, your palms sweat and your voice crack when the phone rings. Who is the monster you might ask? Thatís right itís the Bill Collector! Just like the devil, it goes by many names. The list is too long to mention here. Youíre not stupid I know that you can name them. But like the devil this monster has one common name: The Bank! Yes for some it may be medical bills or old utilities, but for most of us the root of your problems stem from The Bank.

Easy credit, predatory lending and deceptive advertising are how they do it. They know that 90% of Americans donít have a clue how money really works and they want to keep it that way. If they required a test or a class on what can and does happen when you get that personal loan or credit card from them on their terms chances are you never would have accepted it.

The banks wonít admit it to you but they think youíre stupid when it comes to money! Theyíre counting on it! Especially if you run into a problem and start paying them late or less than what they want each month. Thatís when their profits really start to kick in. Why else would you put a yoke around your own neck so that you can be controlled by them for the rest of your life? For millions of us this is just what happens once you get a credit card. The light that you see at the end of your tunnel is the train thatís going to hit you! It doesnít have to be this way there is hope!

Donít feel embarrassed. Youíre not the only one out there in trouble. In fact, millions of Americans every year come to this same conclusion at some time in their life. Itís unbelievable when you look over your shoulder, see that HUGE mountain of debt, and end up wondering, ďHow did I get here?Ē

Itís the result of greed from the Banks. You may think that the oil companiesí 11 % profits in the 2nd Qtr 2006 were outrageous; but look at this recent headline, CREDIT CARD COMPANIES SCORE HIGHEST PROFITS IN 15 YEARS. MBNA in the 4th Qtr of 2003 made 30% profits! Thatís right 30% and they break their own records year after year. You might ask how they do it. Fear! When most people get in financial trouble they just allow the Banks to control them with intimidation and fear tactics! They know that 90% of credit consumers will just roll over and play dead. Thatís because they donít know their rights or options.

The other 10% become educated and take a stand. They refuse to just go along with the crowd and suffer day after day just to please the Banks bottom line. They study their rights under the law; FDCPA is just one resource. They also discover what to say and not to say when talking to a collector. But for most of us time is an issue and having the time and knowledge to learn what you need to know to negotiate is next to impossible for most. I do think you should take some time to at least know your rights but to negotiate is something that should be left to a professional.

The reason the Banks will take less than half of what they claim you owe is because you are in the 10% crowd and they are prepared for it. Itís just part of business, itís no big deal when they can go after the other 90% and make a big profit. So I recommend that you contact and use a debt settlement professional, preferably a lawyer. An experienced lawyer can prevent the hassles because the collectors need to deal with them once they are informed that you are being represented. Americans are suing collectorsí everyday for not following the law. The law is on your side. If your situation looks like it will never turn around then itís now time to contact a debt settlement lawyer.

About the Author: Former Debt Analyst Stephen Bis, currently writes for one of the largest debt settlement firms in the country.

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2020 WhmSoft - All Rights Reserved.