Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
12/12/2019 05:05:56

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Cock FightersTgfg RaceFoot JongleHabiller DoraSnowy Treasure Hunter

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

The Basics Of Mutual Fund Classes

In order to get the most out of your returns, without paying a high fee, you need to be aware of the different classes of mutual fund stocks and their advantages and disadvantages. Mutual fund companies often charge a higher fee when you opt to invest in ‘high risk high return’ stocks. However, paying higher fees does not necessarily ensure high returns because stock prices fluctuate on a daily basis. This makes it difficult even for professional fund managers to predict the future course of a certain stock. Mutual fund classes show the type of stocks covered under each mutual fund and the fees charged. The most common mutual fund classes are A, B, and C.

Class ‘A’ Stocks

These types of stocks attract lower 12b-1 fees and are considered the best if you are planning to keep investment for two or more years. Investing in such stocks makes you eligible to receive discounts, every time your investment arrives at a certain amount. The amount is selected at the time of buying the mutual fund and is referred to as the ‘breakpoint’. Discounts are also offered when you express the intent of reaching the breakpoint within a specified period. However, in case you are unable to reach the breakpoint prior to the deadline, as mentioned in the ‘letter of intent’, you are required to pay the regular front-end fees.

Class B Stocks

These types of stocks are characterized by their contingent deferred sales charge and are appropriate for investors who have limited resources and are looking for long term investment. Small investors prefer these types of stocks because they are not required to pay front-end fees and the deferred sales charge keeps reducing. The other benefit is that these stocks are automatically converted into Class ‘A’ stocks, which have a lower yearly management expense ratio or MER. The only problem with Class ‘B’ stocks is that you are required to pay the deferred sales fees in case you withdraw the funds before the specified period. Another disadvantage is that you do not avail of discounts, since there are no provisions for a breakpoint. This means that you are not able to reduce investment costs even if you increase your investment.

Class C Stocks

These types of stocks work best for those planning to redeem the stocks within a short span of time. They are beneficial because you are not required to pay the front-end fees. The back-end load is less too, one percent in most cases. Even this one percent back-end load is eliminated if you keep the investment for more than a year. Some of the drawbacks of Class ‘C’ stocks include compulsory back-end load, higher MER, zero discounts and lack of provision for automatic conversions.

In order to benefit from your investments, you need to consider a number of factors, such as the time for which you plan to invest, the frequency of your investments and whether you are liable to withdraw the funds in the near future. The analysis of the benefits and drawbacks of each class of stocks will help you to select the most appropriate investment option, based on your specific needs and preferences.

About the Author: Joe Kenny writes for the UK Loan Store and offer more information on UK debt consolidation loans and other loan topics available on site.

Visit Today:

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.