Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
12/10/2019 08:19:38

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Petit ChefSonundrumPinball WhizzerBoom Boom VolleyballBistro Stars

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

How to Make Shopping For Low Cost Family Health Insurance Less "Painful"

Shopping for low cost family health insurance does not have to be an overwhelming process. Granted, it's no day at the beach; but if done with some careful planning, the process can be less "painful."

First, it's important to understand the "jargon." That is, a family health insurance policy is actually an individual policy, as opposed to a group policy, that has been issued for a family. Therefore, when shopping for low cost health insurance for your family, you're actually searching for an individual policy that will be issued for you and your family.

Second, when shopping for low cost health insurance, it is important to realize that there are ways to keep costs down.

For example, if your family is generally healthy, you may want to choose higher out-of-pocket options for items such as deductible, copayments, and coinsurance. By doing so, you can expect to see a significant reduction in your premiums.

Another way to reduce your health insurance costs is to pay your premiums annually. Since it requires a significant initial payment, this may not be a realistic option for some. Nevertheless, if you can afford to prepay your premiums, you may be able to avoid paying service fees and possibly realize a prepayment discount. Be sure to ask your insurance agent about this possibility.

In addition, you may want to think twice about buying supplemental health insurance. In many cases, supplemental insurance offers coverage for items that are already included in your main plan. If you think you way need a supplemental health policy, be sure to discuss this with your agent thoroughly before making any final decisions.

Third, and last, whether you're just trying to get the best deal for health insurance and finances are not a significant limiting factor, or price is a significant limiting factor, you should know is that the health insurance industry in the U.S. is heavily regulated. While regulations may vary from one state to another, health insurance premiums are regulated by each state Department of Insurance.

What this means to you is that you will pay the same monthly premium for the same plan whether you buy from a local agent, an Internet company, or the insurance company itself. Logically then, the best way to end up with the policy best suited for you and your situation is to obtain and then review multiple health insurance quotes.

Shopping for low cost family health insurance can be quite a shock for the unprepared. So, to be ready, educate yourself by using the volumes of information available on the Internet. Look for ways to keep costs to a minimum, such as prepaying premiums, selecting a higher deductible, and not purchasing insurance you will not use, . By working smarter, not harder, you will be maximizing your odds of ending up with a quality and affordable health insurance plan.

About the Author: Jonathon James has been working in the health insurance industry for nearly twenty years. For additional tips and information about low cost family health insurance, please be sure to visit

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.