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How to Manage Your Grocery Bill
It can be painfully clear: your grocery bill eats up a significant part of your monthly budget. Some families report that as much as 30, even 40 percent of their budget is spent on food items that they must have and simply cannot do without. Is your grocery bill unmanageable? If so, read on and we’ll take a look at ways you can trim the cost without trimming the food.
Clip those coupons – If you purchase name brand products then you know that many of these items can be very expensive. At the same time most brand name products also have coupons available to help you reduce your costs. Check your Sunday newspaper, your postal circulars; even get online for money saving coupons that are certain to help you save big.
Coupon specials – Some supermarkets will double, even triple your coupons. This means that 70 cent coffee container coupon could be worth as much as .10 once the coupon has been tripled. Not bad savings when the item cost you .99 to begin with. In many cases restrictions do apply; doubling and tripling is usually reserved for coupons of or less.
Buy in bulk – You don’t have to belong to a warehouse club in order to save money, although that can certainly help. Many supermarkets will trim the price of a product by 10% if you buy that product in bulk. Get a case of 24 cans of tuna and see prices trimmed by 10%. Add in a money saving coupon and you can save even more money.
Shop the sales – Supermarkets use “come ons” to get you into the store to shop. Hit the end stands all around the store and you’ll find the best buys in full display. Stock up on what is on sale and you’ll save a lot. With some supermarkets an extra advantage is given to you if you have their store card.
Use a Rewards Card – Who would have ever thought about charging groceries? Well, you should! Rewards credit cards will often give you extra points if you charge your groceries. Redeem those points for gifts, airline miles, or cash back and you’ll save plenty over the course of one year.
Of course, the most obvious way to save on groceries is to not shop when you are hungry. Hunger pains have a way of tempting you into buying more than what you want, so eat a meal and then go shopping.
About the Author: Joseph is the proud owner of Finance Portal, a website that will
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