Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
07/21/2019 23:27:47

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Kangoo Vs KangooRunning JesusChicken AtorPiggySnowy Treasure Hunter

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Credit Card Debt: How to Reduce Your Credit Card Debt in 3 Simple Steps

You may be surprised to learn how easy it can be to reduce your credit card debt. With the average American household carrying 00 in credit card debt a simple reduction plan could save thousands of dollars.

Step 1: The first thing you want to do to reduce your credit card debt is find out exactly how much money you owe on your credit cards. Then find out how much you are paying in interest yearly. For example, if you a paying in finance charges on one credit card each month and on another you are paying ,080 in finance charges alone each year. Learning how much money you are paying in interest is usually enough to motivate most card holders to reduce their credit card debt.

Step 2: Once you have this information you can then decide whether to consolidate your debt to your credit card with the lowest interest rate or get a new balance transfer credit card with a low APR or lower interest rate. By transferring the balance to a lower interest rate credit card you can save thousands of dollars in interest. Please keep in mind that this is only a temporary solution. If you transfer the combined balances to a low interest credit card you must destroy the old credit cards and close the accounts so that you do not use them again. This is very important. If you transfer your balances to a new low interest credit card, then run the balances up again on the old credit cards you have committed the ultimate debt sin.

Note: If you are unable to qualify for a low APR credit card or balance transfer credit card contact each of your credit card issuers and request an interest rate reduction. Explain to them that you are having trouble paying your bills and would like their assistance with finding a reasonable solution. If you are successful, simply transfer your credit card debt to the credit card with the lowest interest rate.

After you have transferred your combined balances to a single low interest rate credit card you will want to create a weekly budget. The only way to pay down your debt is to pay your bills on time, and to pay more than the minimum amount due. This can be easily done by paying your credit card bill weekly. If you create a weekly budget that includes all of your expenses such as rent, mortgages, loans, phone bills, etc. you will discover exactly how much you can pay.

Step 3: Credit card interest accrues daily not monthly. Therefore paying your bill each week will greatly reduce the amount of overall interest you will pay. Since your balance will be slightly smaller each week, you will be charged less interest on that smaller balance than if you continued to make a single monthly payment. You can figure out your weekly payment by using your monthly minimum. For example if your monthly minimum payment is then you will want to pay as much as you can above . If you determine you can pay then you simply pay a fixed each week even after the balance decreases. You can pay more if you are able; however do not begin paying less when you notice a smaller minimum payment. Continue to pay this fixed amount until the debt is paid off.

You can tailor this weekly payment method to suit your needs. You can have your weekly checks all written out and simply drop them in the mail each week, or you can have the funds automatically deducted from your checking or savings account each week. Just think of the fun and excitement you will have as your credit card debt is reduced.

About the Author:

For more information and assistance regarding credit and credit card debt
visit You can quickly review low apr credit card and
balance transfer credit card information and apply for a credit card

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.