Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back


WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch


Page Generation Date and Time:
04/27/2017 16:59:59

 
Free the Animation VR
Play to reveal 3D images and 3D models!
VR Icon  
 
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!



 
 
Alexa Data
 

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:



With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News - http://www.whmsoft.net/services/wap/news.php
The Daily Files - http://www.whmsoft.net/services/wap/get.php
All the Directory Files - http://www.whmsoft.net/services/wap/choose.php

Web version of feeds:
Podcast Music - http://www.whmsoft.net/services/web/wpodcast.php
Daily Files - http://www.whmsoft.net/services/web/wget.php

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game


You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
00304 Arno Bros00191 Poolpy Hazard1250 Pool JamSniperThe Strangers 2

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows


Article Keyword Videos to Watch
Finance
Click on the image to start the video.



Related Topics
Images - Links - Articles

finance
finance yahoo
finance calculator
finance definition
finance charge definition
finance jobs
finance news
finance express
finance major
finance salary
New Orleans finance
New Orleans


Related Images



Article Category Videos to Watch
Finance
Go to the Videos Pages


Unregulated Loans Can Be a Trap

The unregulated loans owe its origin to the Consumer Credit Act 1974 which covers all loans up to a value of £ 25000. Unregulated Loans are those loans that, at present are from £ 25000 to £ 100000. Normally, loans in UK start from the nominal amount of £1000 and are charged high interest rates. In the Unregulated Loans, the interest rates may be arranged on the lower note and the amount starts from over £ 25000. This is a scenario which is quite applicable to UK.
The two leading debt charities, Consumer Credit Counselling Service (CCCS) and Credit Action, are combining talents in order to offer consumers better ways of dealing with debt. CCCS will run all Credit Action's help lines and counselling services. In return, Credit Action will provide education and training programmes aimed at debt prevention on behalf of both charities. Consumer Credit Counselling Service advised that the number of people whose are spending out of control is increasing. On average, people who turn to them for advice owe about £30,000 Ė not including their mortgage - compared to around £28,000 in 2004.
These figures are a signal that more people need to reduce interest and actively manage their debts. The large sums involved also mean that are a lot of people whose are involved in the dangerous territory of unregulated loans. This should be a warning for the ones attempting to take control of their debts as they can find themselves locked in for years and this will leave them at the mercy of high exit charges.
As the personal loans for amounts below £25,000 are subject to the Consumer Credit Act lenders cannot impose excessive fees or conditions on their customers for this type of loans. Interesting to know is that if borrowers want to pay off debts early, the Act says lenders cannot charge a fee of more than one month's interest. Where the term of the loan is one year or less, no early repayment charge can be made.
For mortgages which are usually higher amounts, protection is also provided. The Financial Services Authority limits the charges to the costs the lender incurs in case borrowers repay a mortgage early or fall into arrears.
All those that fall into the trap of unregulated loans canít benefit of these safeguards. When dealing with unregulated lenders you will face complicated and costly repayment penalties included in the small print of their contracts. The contracts will include arbitrary charges for early repayments and penalties can lock borrowers in for years.


About the Author: For mortgages which are usually higher amounts, protection is also provided.




Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2017 WhmSoft - All Rights Reserved.