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Personal Finance Is Your Responsibility

Whether or not you choose to ignore it, you cannot deny the
truth embedded in this statement: Your personal finance is
and always will be your responsibility.

When it comes to finance, many people put an impractical
blind eye to the fact that finances need to be managed.
Personal finance is an ever-growing popular term for adults
and teenagers alike, regardless of whether you are earning
the money or not. After-all bills have to be paid, family
members have to be fed and your lifestyle has to be

The biggest and most neglected step for many families is
teaching their teens how to manage their money. Teenage
finance is about educating teens on the value of money.
Teach them how to save by showing them how to use their
primitive form of book-keeping. This can often be
incorporated through the child's upbringing viapiggy-banks,
savings accounts, and little chores in exchange for money.

Teenage finance is an important part of your personal finance
because, too. When your children learn to save and use money
wisely, you are subsequently saved from bailing them out of
financial troubles in the future.

Personal Ethics and finance go hand-in-hand; if you have a
good relationship with yourself, you will be able to save
money. You won’t feel the urge to do things that go against
your ethics like sign-up for a credit card using someone
else’s name.

Personal finance involves taking a few steps toward safe-
guarding your money. Your money spent should not exceed your
money received. In order to prevent this from happening, you
should make a crude balance sheet and use it to record all of
your transactions.

Each month write down how much was received and how much was
spent. Make a list of all the things the money was spent on,
so you can keep track of your money.

You will be amazed at how much we spend on things that are
not necessities.

Make a list and stick to it. Always try to get the best deal
for your money and remember that cheaper does not necessarily
mean lower quality.

After-all it is your money; managing your personal finances
should be seen as a mandatory part of making money work for

Article written by Codi Morieta.

About the Author: Author Bio::


Codi Morieta

life insurance WA

wealth manager WA


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