Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back


WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch


Page Generation Date and Time:
03/25/2017 18:41:39

 
Free the Animation VR
Play to reveal 3D images and 3D models!
VR Icon  
 
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!



 
 
Alexa Data
 

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:



With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News - http://www.whmsoft.net/services/wap/news.php
The Daily Files - http://www.whmsoft.net/services/wap/get.php
All the Directory Files - http://www.whmsoft.net/services/wap/choose.php

Web version of feeds:
Podcast Music - http://www.whmsoft.net/services/web/wpodcast.php
Daily Files - http://www.whmsoft.net/services/web/wget.php

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game


You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
01528 Freaky Fun01360 South Park1240 TodoosnowPedestrian KillerSift Heads 0

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows


Article Keyword Videos to Watch
Finance
Click on the image to start the video.



Related Topics
Images - Links - Articles

finance
finance yahoo
finance calculator
finance definition
finance charge definition
finance jobs
finance news
finance express
finance major
finance salary
Marseille finance
Marseille


Related Images



Article Category Videos to Watch
Finance
Go to the Videos Pages


Maximum Return On Your Credit Cards

There has been an explosion of credit cards that specialize in certain benefits over the last five years; reward points, cash back, 0% transfers, credit monitoring, discount gasoline, money-market savings, etc. So how do you get the most return from your card, particularly when their plans change?

(Presuming you never, ever carry a credit card balance – interest charges and potential fees will more than consume any side benefit that a card can offer.)

In the old days, the big benefit was airline miles. Let’s see how well that works out. The average airfare for a ticket that was paid for with credit card airline miles is about 0. And the average program requires 25,000 to 35,000 miles to be credited a free ticket. Since miles are normally accrued dollar-for-dollar, the average benefit is between 1 to 1.5% of what you spend. More reference material for this article is available at http://investing.real-solution-center.com.

Now we are starting to have something to compare. If you get an offer for a 1% cash back credit card, you’d be slightly better off getting the airline miles. But in my opinion, the many cards offering up to 5% cash back are the best deal, as long the fine print lines up. First, there are normally limitations on the shops where the 5% applies. You want a card that applies the 5% to where you spend the most of your monthly income. The credit card industry calls these ‘everyday purchases’, such as groceries, drug stores, and gasoline, but exclude warehouse clubs. You should get a card with the widest number of retailers where you commonly spend money. Or, get a specific-store card for those large one-time purchases. For example, if you are buying new kitchen appliances from Sears, apply and use their card for the purchase and you normally get 10% off. You can cancel it later when it has a zero balance.

The next 5% cash back problem is an annual limit. Citi Dividend credit card limits your annual earning to only 0. If you have some big purchases, you may have spent ,000 on your credit card in the first month, and you’ve hit your cash back limit already. So guess what, you are going to stop using that card and start using a different 5% cash back card until you’ve used up that limit as well. Use them up and move on. American Express currently has a card called Blue Cash for bigger spenders. It offers only 1% cash back until you spend ,500, and then it pays 5% cash back until you’ve spent ,000. But there aren’t nearly as many AmEx merchants as Visa/Mastercard merchants. (Again, AmEx and others may have exclusions like purchases at warehouse clubs). You can compare dozens of credit cards from directory websites like www.allstarcreditcards.com.


Getting the most from your card is like going into battle: you can have a great plan in the beginning, but once cardholders start exploiting loopholes and creating unintended consequences, the card companies change their policies, it goes back and forth continually. So read all the fine print before applying, and squeeze some extra money from your credit card purchases this year.


About the Author: Francis Kier has an MBA in finance and shares his two decades of experience with investing and personal finance. More of his articles are available at http://investing.real-solution-center.com.




Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2017 WhmSoft - All Rights Reserved.