Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back


WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch


Page Generation Date and Time:
08/22/2017 09:21:43

 
Free the Animation VR / AR
Play to reveal 3D images and 3D models!
   
 
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!



 
 
Alexa Data
 

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:



With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News - http://www.whmsoft.net/services/wap/news.php
The Daily Files - http://www.whmsoft.net/services/wap/get.php
All the Directory Files - http://www.whmsoft.net/services/wap/choose.php

Web version of feeds:
Podcast Music - http://www.whmsoft.net/services/web/wpodcast.php
Daily Files - http://www.whmsoft.net/services/web/wget.php

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game


You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
01177 Mission To Mars00361 Matrix Challenge0129 Snow ThrowTerrorist KillSnowy Treasure Hunter

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows


Article Keyword Videos to Watch
Finance
Click on the image to start the video.



Related Topics
Images - Links - Articles

finance
finance yahoo
finance calculator
finance definition
finance charge definition
finance jobs
finance news
finance express
finance major
finance salary
Denver finance
Denver


Related Images



Article Category Videos to Watch
Finance
Go to the Videos Pages


Getting a Home Loan After Bankruptcy

If there is a past bankruptcy showing on your credit report you may think that you won稚 be able to buy a new home with the assistance of a mortgage loan. However, there are bad credit home loans available for those who have undergone a bankruptcy and qualification is not that difficult. There are two issues that will be taken into account by the lender, they値l verify your income and probably request a down payment.

Waiting period

There is a waiting period you値l have to face after bankruptcy has been discharged. Most lenders will require that 3 years have gone by since the discharge before even considering granting you a loan. During this time you should make sure your bills are paid on time and you don稚 fall behind payments, so when you finally apply for a loan your credit will have improved considerably and you値l be able to get a home loan without the need of money down.

Down PaymentIf you intend to get a mortgage loan before this waiting period, you値l need to meet very strict requirements. You値l have to show that you haven稚 missed a single payment nor you have late payments at all. You値l also be required to provide a down payment in order to get approved. You値l have to put as much as 10% of the property value down. If you can稚 provide a down payment it is quite difficult to get approved but there are still other options.

You can always borrow the money from family or friends. You can always repay them since when you get the home loan you値l be able to request a home equity loan as you値l by then own the property. Bear in mind though, that some lenders are reluctant to accept down payments not raised directly by the applicant and you are obligated to reveal this information, so you might as well ask the lender before making such a move

There are programs that can help you with down payment too. These basically provide the seller the ability to help the buyer with the down payment which is otherwise strictly prohibited. You can ask your real estate agent for this information as they are surely able to provide it. Some lenders are also reluctant to accept this kind of transactions, but you can always try.

Another option is to apply for government grants, there are grants specially designed for helping people in this kind of situations. Consult with local offices and with your real estate agent weather you qualify or not for such aid. As opposed to the previous options, government grants do not need to be repaid so they should be the first solution to consider as you could save thousands not only by not paying back the principal but also by avoiding interests.

Where to find information

You can find all the information, contacts and figures online by searching the net, but if you feel you need some guidance you can always seek professional help. You can contact your real estate agent or you could join some of the online sites that provide access to many home loan lenders and government grants. That way you can solve this issue from the comfort of your home.


About the Author: Bryan Quinn is a financial advisor with more than thirty years of experience in the field of finance who aids people undergoing financial problems and helps them obtain personal loans, home loans, student loans and grants, consolidation loans, car loans and many other financial products regardless of their credit situation. For more smart tips on Home Loans and Bankruptcy you can visit www.badcreditloanservices.com and also learn more about other financial options.




Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2017 WhmSoft - All Rights Reserved.