Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
12/09/2019 12:20:33

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Snack AttackDefenderSnow RiderLa Maison D AlixSnowy Treasure Hunter 2

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

Secured Loans: The solution for those with Less than Perfect Credit

Even if you are undergoing financial difficulties, you can get the finance you require by applying for a secured personal loan. For those who have bad credit the safest way of obtaining the money they need is to use their property as collateral. If done so, the lender won’t pay so much attention to the borrower’s credit score and history and will focus on the value of the asset used as collateral.

Uses and an Extra Benefit

There are many uses for secured loans, ranging from home improvements, going on vacations, paying for college, consolidating debt, etc. But there is another benefit you can obtain from a loan. The fact that you pay regularly your loan installments will be recorded in your credit history and thus, your credit score will start improving.

Collateral explained

In order to secure a personal loan, the borrower is required to provide an asset to guarantee the loan. This asset, known as collateral, usually has a higher value than the loan amount. The lender will have a legal right to repossess the property if the borrower fails to make the monthly payments on the loan.

As for the borrower, by providing collateral, he will be able to obtain a higher loan amount with a lower interest rate and a longer repayment program. Collateral can consist on a home or apartment, a vehicle, valuable titles or stocks, etc. The main purpose of collateral is to assure the lender that he will be able to collect the money owed by selling the asset if the borrower fails to comply with the loan terms.

Loan amount and equity

The loan amount will vary according to the value of the asset used as collateral. There are no limits as to the credit; the only limit is the property’s worth. Also, it is possible to borrow from the asset's equity. If the property has been already used as collateral, it’s value may be higher than the amount owed so you’ll be able to borrow the difference.

Loan duration

As regards to loan length, there are many repayment program alternatives ranging from 1 to 25 years and more. As always, this depends on the type of loan, the quality and value of the asset and the borrower’s credit score and history. The interest rate will be affected by the loan length, longer repayment programs carry higher interests and the opposite is also true.

The solution for Bad Credit

Since the collateral is securing the loan, customers with bad credit score and history can apply for a secured personal loan with great possibilities of being approved. The truth is that if suitable collateral is offered, lenders rarely decline a loan application, however, the interest rate charged will be higher and the loan amount may be limited because of the higher risk involved in the transaction.

Refinance in the future

Keep in mind that once approved you’ll be able to refinance the loan in the future. Once your credit score get’s better you shouldn’t even doubt it, you’ll be able to obtain a much better deal and save thousands of dollars in interests and you may also be able to pay off your loan a lot sooner.

About the Author: Bryan Quinn is a financial advisor with more than thirty years of experience in the field of finance who aids people undergoing financial problems and helps them obtain personal loans, home loans, student loans and grants, consolidation loans, car loans and many other financial products regardless of their credit situation. For more smart tips on Secured Personal Loans you can visit and also learn more about other financial options.

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.