Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back


WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch


Page Generation Date and Time:
03/23/2017 03:25:08

 
Free the Animation VR
Play to reveal 3D images and 3D models!
VR Icon  
 
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!



 
 
Alexa Data
 

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:



With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News - http://www.whmsoft.net/services/wap/news.php
The Daily Files - http://www.whmsoft.net/services/wap/get.php
All the Directory Files - http://www.whmsoft.net/services/wap/choose.php

Web version of feeds:
Podcast Music - http://www.whmsoft.net/services/web/wpodcast.php
Daily Files - http://www.whmsoft.net/services/web/wget.php

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game


You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Don T Kill KennyAliens AttackMega Man RpgPoker Toon8Flower Quest

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows


Article Keyword Videos to Watch
Finance
Click on the image to start the video.



Related Topics
Images - Links - Articles

finance
finance yahoo
finance calculator
finance definition
finance charge definition
finance jobs
finance news
finance express
finance major
finance salary
Marseille finance
Marseille


Related Images



Article Category Videos to Watch
Finance
Go to the Videos Pages


Pre-Existing Conditions in Florida Health Insurance

Pre-existing conditions in Florida health insurance is an area of health insurance that seems to suffer from a murky cloud of confusion. What is a pre-existing condition? How are pre-existing conditions handled in Florida? Are there differences in how pre-existing conditions are handled depending on whether it is a Florida group health insurance plan or a Florida individual health insurance plan? All of these are valid questions concerning pre-existing conditions and their effect on obtaining health insurance coverage in the state of Florida.

The obvious first question is, "What is considered a pre-existing condition in Florida?" Typically, most health insurance companies in Florida will look at an applicant's health history going back as far as 10 years to determine an applicant's health status (in the case of an application for individual health insurance; group health insurance in Florida will not levy quite as much scrutiny towards a pre-existing condition). Therefore, in the strictest type of scenario; any adverse medical conditions or medical issues within the 10 years prior to the application being submitted is considered a pre-existing condition. (This is not the case for all areas of pre-existing conditions as in the case of certain conditions the health insurance company is only concerned with say high cholesterol [just an example] or nicotine use [just an example] in the past 5 years or 2 years rather than the full 10 years). Generally speaking, any type of medical condition or issue that happened further back than 10 years ago does not exist for the sake of the Florida health insurance application.

The obvious follow up question is, "How are these pre-existing conditions handled by the health insurance company that one is applying with?" The classic attorney answer happens to fit in this instance, "That depends." The way that a specific pre-existing condition is handled in an application for individual health insurance in the state of Florida is solely at the discretion of the underwriting department of the health insurance company. Of course, common sense would tell us that a pre-existing condition of cancer will be treated much differently than a pre-existing condition of the tendency to develop a cold: just as Diabetes will be treated much differently from hay fever.

There are probably 3 main general groupings of pre-existing conditions in the state of Florida when it comes to individual health insurance. There are the pre-existing conditions that will signal an automatic decline by the health insurance company such as diabetes, cancer, extreme obesity, and rheumatoid arthritis (only a few examples), those that will prompt the insurance company to either not cover the particular pre-existing condition (exclude that specific condition but cover everything else - a "rider") or charge an additional premium ("rate - up" or rate increase) such as asthma/allergies, back disorders, and high cholesterol (only a few examples), and then there are those pre-existing conditions that present a risk so minor that the health insurance company will cover everything and not charge an additional premium (such as infections, disorders, or surgeries where there has been a Doctor certified 100% recovery, common cold, common childhood ailments, etc) (again, only a few possible examples).

The important thing to do if you have a serious pre-existing condition and have health insurance is to NOT cancel your health insurance coverage! There may still be other options available to you such as a HIPAA guaranteed issue plan (cannot be declined due to pre-existing conditions) or a group health insurance plan. There are a number of criteria that you must meet in order to be eligible under HIPAA. Consult with a knowledgeable Florida independent health insurance agent that will be able to assist you in finding appropriate Florida health insurance coverage.


About the Author: FL Health Insurance Quotes




Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2017 WhmSoft - All Rights Reserved.