Vectors and 3D Models
Local Search - Finance
Weather Information
Get the App for Smartphones and Tablets

Go Back

WhmSoft Free Articles Directory
Free Articles for Reprint
Free Articles to Publish
Free Articles for Newsletters
Videos to Watch

Page Generation Date and Time:
12/06/2019 16:08:35

Free the Animation VR / AR
Play to reveal 3D images and 3D models!
Demonstration A-Frame / Multiplayer
Android app on Google Play
vlrPhone / vlrFilter
Project of very low consumption, radiation and bitrate softphones, with the support of the spatial audio, of the frequency shifts and of the ultrasonic communications / Multifunction Audio Filter with Remote Control!

Alexa Data

Go To Articles Directory Home Page

To get the current article, - See Below (at the bottom of the page) -.
For top news titles, see below.
Web sites and videos listed in this page are frequently updated.
If you find that this page is useful (quality of web sites, images and videos, ...), you can add it to your favorites.
Bookmark Page !

Tell a Friend:

With your mobile phone (WAP / I-Mode / iPhone / PDA), for free:
The Top News -
The Daily Files -
All the Directory Files -

Web version of feeds:
Podcast Music -
Daily Files -

You can play the Guitar Drum Revolution game (flash game) by following the link below:
Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below:
Free Online Games

Play the samples below:
Make A BritneySuper PangCauchemars épisode 1La Chambre D AliciaFlying Fish

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below:
View Recent News
or by visiting the WhmSoft Service blog:
News Photos Slideshows

Article Keyword Videos to Watch
Click on the image to start the video.

Related Topics
Images - Links - Articles


Related Images

Article Category Videos to Watch
Go to the Videos Pages

When Should You Switch Mortgage Companies?

Despite it being the biggest sum of money they will ever borrow, a lot of people get their mortgage and then pay no attention to whether or not they are still getting a great deal. If you look at the rates that lenders are offering to new customers you might see that you are not getting the best deal that you can. If you feel like this, then maybe it is time to think about remortgaging with a new mortgage company.

Becoming a new borrower

If you remortgage or switch mortgage companies, you become a new borrower again. You remortgage the amount that you still need to pay on your mortgage at a lower rate. For example, getting a lower rate by around 1% on £100,000 over 5 years can save you well over £5,000.

Changing companies for a better deal

The best reason to switch mortgage companies is to get a better deal on your mortgage. If you got your mortgage some years and it has now become uncompetitive, perhaps it is time to change. Often the rates available to new borrowers are better, and it really could save you money if you swap companies

Changing to release equity

Another reason to change mortgage companies is to free up equity that you have built up in your home. If you have other debts that have much higher interest rates then you can remortgage at an amount more than you owe, which releases the capital you have already paid for. This could help you to make home improvements or pay off credit card debts.

Costs involved in changing

Of course, changing your mortgage is not something that you can do for free. There will be costs involved at both ends. It is likely that your current mortgage provider will charge you a redemption penalty for moving, and these rates can be very high. Also, you will have to pay the costs of arranging a new mortgage, legal costs and valuations as you did when you got your first mortgage.

Things to consider

If you are thinking about changing your mortgage there are a number of things you should consider. Firstly, you should see if your current provider could give you a lower rate or match their new rates. This will be cheaper than changing providers, but it is not always possible. You should also look at any penalties and charges and subtract them from the savings you will make. You also need to look at the rates currently on offer and the market as a whole. If rates are low now but are likely to be even lower in a few months, then perhaps you should wait. Whatever you do, make sure that changing providers will save you real money and that it is worth the time and effort. If you are unsure, then consult a mortgage broker who will work out whether changing your mortgage is a good idea.

About the Author: For additional articles and an extensive resource for everything about credit cards and finance, please visit us at Balance Transfers and Low Cost Mortgages

Recommended Web Site(s):

Easy Articles Home Page - Articles Directory

Recommended WhmSoft Web Sites, Feeds and WAP Address:

WhmSoft Software Home Page - Software
WhmSoft Services Login Page - Music and Images
WhmSoft Moblog Home Page - Blog - Photo Gallery
WhmSoft Free Online Games Home Page - Flash Games
WhmSoft Services RSS Feed - Daily Music, Image and 3D Flash Animation
Classical Music with Drum RSS Feed - MIDI and MP3 Files
Classical Music with Drum Podcast Feed - MP3 and MP3 Files
WAP / I-Mode / PDAs - Daily Music, Image and Flash Animation

Home Pages:

WhmSoft Free Articles for Reprint Home Page
WhmSoft Services Home Page - Music and Images
Copyright (C) 2006-2019 WhmSoft - All Rights Reserved.