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The ABCs of Accepting Credit Cards Online (Part 1)

De-Mystifying Merchant AccoThe ABCs of Accepting Credit Cards Online

Ready to accept credit card payments for your e-business ? Learn everything there is to know about getting a merchant account.

Thinking of going online to expand business in this e-commerce era? Accepting
and receiving payment is a tough challenge. Foremost, familiarize yourself with
the jargon of Merchant Accounts.

All merchant account providers offer different services to enable you to
accept online payments through credit cards. Take your time to choose best and
appropriate merchant account provider by exploring all pro & cons and to avoid
adversities. Look for the details that distinguish one provider from next on the
parameters & evaluators of - Rates and Rolling Reserves, Chargebacks and
Chargeback Fees, Monthly Limits/Inflexible limits, Underwriting and Risk
Assessment, After-sales customer service/Poor service/ inept customer
care/technical difficulties, Online Experience and Personalized Treatment etc.
'First-step' decisions like choosing a best suited merchant account provider
need to be among your most intelligent strategic moves.

Find best merchant account for your business model and for the types of goods
and services you sell. Best service provider charge more but render quality
services. Cheaper alternatives may cost you more in the end due to their inept
and inadequate services. The solution is finding the right balance between
competitive rates, reasonable fees and services provided. You must do some rate
comparison of the Transaction Fees, Discount Rates, Chargeback etc.

Merchant account provider will like to underwrite and perform a risk
assessment of your business before signing you in. It is good idea to apply
through a security-minded payment processing company to influence your chances
for approval, It will also enhance your capacity to negotiate for a merchant
account customized to your specific needs.

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