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Making a Will in the UK

Making a Will is one of the most important things you will ever do. It is important to make a will whether or not you you have many assets or money.

The main reasons why it is so important to Make a Will are:-

1. If you die without making a will (intestate), there are rules which dictate how your assets, money, property and possessions will be allocated. These rules would often distribute your estate in a way that is not how you would have wished your money and possessions to be distributed. For example many people believe that if you are married your estate will automatically pass to your Spouse – this is NOT the case. If you die without making a Will your Spouse will ONLY receive the first £125,000 automatically. Given the value of property these days, and any life insurance you may have, that could leave a large part of your estate that will NOT pass automatically to your spouse.

2. If you have children, you need to make a will so that arrangements for the children can be made if either one or both parents die.

3. Unmarried partners and partners who have not registered a civil partnership cannot inherit from each other unless there is a will.

4. It is not possible to disinherit dependent children. If you are divorced you must make provision for children from a previous marriage is you are paying maintenance.

5. It is often possible to reduce the amount of inheritance tax payable my Making a Will. This is even more important these days due to the increase in house prices over recent years. If your house and life insurance etc exceed £285,000 your estate will be liable to inheritance tax. This can often be mitigated by the use of a will.

6. If your situation changes, it is important that you make a will to ensure that your money and possessions are distributed according to your wishes. For example, if you have separated and your ex-partner now lives with someone else, you may want to change your will. If you get married, re-marry or enter into a legal civil partnership, any previous wills you have made will be invalid.

The easiest, and often cheapest, way to Make a Will these days is ONLINE.

You can Make a fully solicitor checked Will online from as little £29.95 at www.online-will.co.uk. Will made here can be written and printed off immediately.

If you wish to reduce Inheritance Tax, this can easily be done by making a Discretionary Trust Will – this can also be done quickly and easily online at www.online-will.co.uk

About the Author: Melinda Rogers (mel70_@hotmail.co.uk) writes on http://www.online-will.co.uk, http://www.free-will.co.uk and http://www.online-wills.blogspot.com