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It is common knowledge that being foreclosed upon is not a pleasant experience. It occurs when a person can no longer afford to maintain a house, commercial property, or piece of land, and is often a byproduct of bankrupcy.

People often ask about how to avoid forclosures, and it is possible, but prevention is always the best method of avoiding such as sticky situation.

Before you buy a property, it is a good idea to ask yourself whether you can really afford the costs associated with it, such as taxes and mortgage payments. Make a budget, double check the numbers, and take some time to think before plunging in to a making a major purchase. In truth, that is the best way to ensure that you will not face foreclosure.

About the Author: Jeremy Maddock is the webmaster of FinanceFacts.info, a useful source of finance articles.