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Fast payday loans are a type of high-interest, short-term financing that is meant to tide over a borrower until their next payday. They can be very useful to cover unexpected expenses, and a good way to bridge the cash flow gap between paydays.

It is important to remember, however, that payday loans are best saved for emergency purposes only. Such loans do carry a high level of interest, and taking them out every month certainly isn't a good habit to get in to. It is usually best to use them only when the money is needed to cover necessities such as food and rent, or to pay unexpected bills that would otherwise carry a high late penalty.

When used responsibly, payday loans can be a very useful and convenient resource. They can be obtained quickly and easily by almost any steadily employed adult, via a cash advance agency.

About the Author: Jeremy Maddock is the webmaster of FinanceFacts.info, a useful source of finance articles.