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In Interest Only Mortgage, you pay only the interest on each payment. You save money or cash on your mortgage payment, but your principal stays the same thru out the period. Depending on what you do with the savings, you can rake in capital gains. As you treat a property as an investment, you can deduct the mortgage payment into your income. This strategy works well when the homeowner does not intend to stay in property too long, and the real estate property appreciates in the housing market. In year 2000, a one bedroom costs 0,000 at Vancouver Downtown in Canada. In year 2006, the same one bedroom values to 0,000. We compiled housing market that is forecasted to appreciate.

Vancouver, BC, Canada

With the strong economy, the demand for real estate property increases rapidly. There seems no sign of the bubble bursting. The real estate boom started five years ago. Usually, the real estate bubble burst every five year. Because the economy continues to improve and 2010 Winter Olympics proceeds as plan, the economist forecast the real estate market to improve as well.

Las Vegas, Nevada, USA

The median price of real estate property in Las Vegas surges higher although economist predicts the gloom and doom. Fortunately, this market remains strong and stable. The property gets sold ten to twenty percent above comparable value. And, the property appreciates by thirty eight percent.

Florida, USA

Florida housing market stands out as Florida dominates the top housing market of United States. It comes as a surprise for hurricane infested market. Many investor purchase the property as a summer beach house during winter times. The property appreciates from twenty five to thirty seven percent in value.

California, USA

The median price increases from twenty five to thirty percent. The home sells fast. And, the homebuilders try so hard to keep up with the demand.

About the Author: Dennis Estrada is a webmaster of mortgage calculators which calculate the monthly payment, bi-weekly payment, affordability, refinance, annual percentage rate, discount points, and more.