You can play the Guitar Drum Revolution game (flash game) by following the link below: Play Guitar Drum Revolution Game

You can play free online games (flash games) by following the link below: Free Online Games Play the samples below: 00538 Cable Capers 2 00191 Poolpy Hazard 1743 Trick Hoops Bee War Sexy Alien Shooter 00538 Cable Capers 2 00191 Poolpy Hazard 1743 Trick Hoops Bee War Sexy Alien Shooter

You can view the people (celebrities) news and the front page news (with videos, images and constant updates) by following the link below: View Recent News or by visiting the WhmSoft Service blog: News Photos Slideshows

We’ve all passed by the ever growing number of store fronts that seem to be popping up on everywhere advertising instant payday loans. But what are these loans really all about and are they a good idea?

These types of loans go by so many different names that it can be very confusing to the consumer:

Payday Loans
No Fax Instant Cash Loans
Faxless Cash Loans
Instant Loans

Take your pick, there’s probably a variation of those words on some sign over a loan store right now.

What these loans really are are short term high interest rate loans usually secured by your next paycheck and are intended for emergencies and to be used for short term financial needs only.

The payday loan businesses will say that the interest and fees they charge are less than what you would have to pay if you had late charges on your credit card or bounced check fees.

But is this really true? For a typical loan of 0 to 0 you can expect to pay anywhere from to or more for each 0 you borrow and this can add up to an annual rate of over 300%!

No wonder they are so eager to lend you money against your paycheck. They can’t lose. In fact, it’s almost like owning your own casino and explains why there are so many of these payday loan stores popping up everywhere.

What happens is a person making 0 a week borrows 0 from one of these places and then realizes that in a week or two they are going to have to pay that back from their paycheck. Take out the interest and any fees and the week you must pay the loan back leaves you with less than 0 in your pocket to live on.

Since many people need more money than that to survive what do they naturally do? Simple, they extend the loan another week or take out another loan to pay off the first one and in effect push the dreaded day of reckoning out further and further all the while making the payday loan companies richer every week.

This viscous circle has trapped many people and once they’re sucked in it can be very hard to get out of the borrowing cycle because they can’t face the day when they have to pay the money back permanently.

Payday loans are a double edged sword. They can provide for a quick fix of emergency cash but you really need to plan ahead for the day when you must pay the money back and use these types of loans responsibly or you too will find yourself stuck in the payday loan web.

About the Author: For more information on faxless payday loans visit us at http://www.learnaboutpaydayloans.com/.