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Retirement is full of choices. There are choices on everything from where to vacation, where to eat, where to play golf-choices, choices, choices-the list is virtually endless. There will be no bigger choice for you to make when the time comes than deciding where to live and what to do with your home. You worked your whole life long-NOW WHAT?

Of course there is a multitude of complicating factors. Wouldn't be any fun if it was easy would it? After you having carefully analyzed all the alternatives (and there are bunches of them) it basically comes down to this:
STAY or GO

Sorry but that is it!!

If you decide your best bet is to stay and you meet all the eligibility requirements you may want to apply for a reverse mortgage. A reverse mortgage allows those over 62 to get the equity they have in their house without having to sell it.

You can use the money any way you want-medical expenses, travel, home improvement, pay off bills, even frivolous things-any way you want. More people are realizing that a reverse mortgage is a source of monthly income if they choose to live on. The amount you get is determined by the equity you have in the house (it doesn't have to be paid off) and the location of the home.

There is no income requirement or income verification because there are no payments.

To me the most assuring part is that EVERYTHING is explained to you by a trained and tested counselor. It is mandatory that all borrowers for reverse mortgages get this counseling to make absolutely sure they know what the conditions are. This may be a little overkill but this market segment is most susceptible to getting ripped off. It is a good idea to bring a family member with you to this session.

For many reverse mortgages are a Godsend that allows greater freedom and flexibility in the Golden Years and thus a better quality of life. Life made easier!!

About the Author: Your quest for the BEST deal on a home loan starts with knowledge and information-you can't have too much of either.
Click on these links below for some great FREE information and resources you may not find elsewhere.
www.m-o-r-t-g-a-g-e-r-a-t-e.com and
www.h-o-m-e-e-q-u-i-t-y-l-o-a-n.com

Homeowners should check out
www.h-o-m-e-s-e-c-u-r-i-t-y.com